Mortgage Programs for New Canadians

First Time Home Buyer Programs

Mortgage Refinance Programs

Your One Stop Mortgage Store

We will match you with a mortgage loan program that meet your financial needs. Our online application only takes a few minutes to fill out and get pre-approved.

Our experienced mortgage team will quickly assess your application and could provide you with a customized financial option within 24 hours.

Mortgages-Icon

Mortgages

Whether you are looking to buy your first home in Canada or refinancing your existing mortgage, understanding

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Debt Consolidation Icon

Debt Consolidation

If you are drowning in debt or just sick of it, a debt consolidation loan using the equity in your home. With a debt consolidation loan you

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Commercial Mortgage Icon

Commercial Mortgage

If you are buying or refinancing an office building, shopping center, industrial warehouse, or apartment complex you will need

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Mortgage Refinancing

Mortgage Refinancing

When we buy a new property, there is one thing that will hurt our pockets, even when we have become the proud owners of our house

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Home Equity Loans

Home equity is your equity or stake in real estate. This is the difference between the current market value of your home minus the outstanding

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Reverse Mortgage

Reverse Mortgage

Canadian homeowners age 55 years old or over, you can access up to 55% of your home equity with a reverse mortgage.

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First Time Home Buyer

First Time Home Buyer

If you are first time home buyer looking for a place to call home, Sunlite Mortgage is the best place to discover your home

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Mortgage Pre-Approval

Mortgage Pre-Approval

Pre-approval and pre-qualification are some of the steps as you proceed with the home loan

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Investment Property Mortgage

Investment Property Mortgage

More and more Canadians are adding ownership in investment properties as a solution to their

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Private and Second Mortgage Icon

Private and Second Mortgage

If you have a mortgage with an A Lender and very low mortgage rate and you need money to pay out

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Fast & Easy Mortgage Pre-Approvals

With our mortgage pre-approvals you will have a decision in less than one minute.

1

Apply Using Our Simple Online Mortgage Application

or call 1-877-385-6267 and talk to an experienced mortgage agent.

2

Get Your Mortgage Pre-Approval

Your Sunlite Mortgage Agent will walk you through the commitment process to get your home purchase or mortgage refinancing closed on time.

3

Get Your Mortgage Funded

Depending on the mortgage or loan you apply for your money could be in your account within 48 hours.

Why People Choose Us

Sunlite Mortgage Agents are some of the best trained mortgage agents in Canada and operate by the highest standard of mortgage brokering. In every situation they will put your interest first.

Did you know that unlike other mortgage brokers we have a no fee policy on our mortgage products.

Dedicated Mortgage Agents

We hear stories from our clients about working with other agents and the stress they go through. Our team understand that and with over 100 years of mortgage experience between us, our collaborative efforts on every deal has earned us many 5 star Google reviews.

Meet the team

Success Stories Rating

Our many Google 5 star reviews are given by satisfied mortgage clients because we work hard to make our clients happy by getting them the right mortgage for their credit.

View Client Review

Appraisal Fees Rebate!

We will refund you any appraisal fee you pay on any A Lender’s financing up to a maximum of $500.00.

Why choose us

Some of our Awesome Testimonials

We would love to here from our clients! Let us know how your experience with Sunlite Mortgage was by leaving a testimonial below.Our team strives to find the best rates and advice for you. Please feel free to leave any feedback so we can better serve you!

Canada Trust
Scotiabank
HOME TRUST
Equitable Bank
Street Capital
ICICI Bank
MCAP
B2B BANK
First National
Marathon Mortgage
Optimum Mortgage

Latest News

Our mission is to deliver reliable, latest news and opinions.

Why are more and more Canadians using Mortgage Brokers?

May 2, 2021by

Buying your first home is an exciting and critical step in securing your financial...

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How do Deferred Payments from the Covid-19 Pandemic Affect Your Credit Report

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Since March of last year, Canadians have withstood the effects of the Covid-19 pandemic....

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Canada’s Bank Regulator Proposes Tougher Mortgage Rules While Low Rates Fuel Hot Housing Market

April 17, 2021by

The Canadian housing market has been under close watch for some time now, as...

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first time home buyers, Mortgage In Toronto

Compare Canadian Mortgage Rates In Toronto

November 17, 2020by

If you are looking for a mortgage in Toronto, your Verico Sunlite Mortgage agent...

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first time home buyers, mortgage in North York

Compare Canadian Mortgage Rates In North York

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If you are looking for a mortgage in North York, your Verico Sunlite Mortgage...

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first time home buyers

Compare Canadian Mortgage Rates In Vaughan

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If you are looking for a mortgage in Scarborough, your Verico Sunlite Mortgage agent...

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Compare Canadian Mortgage Rates In Parry Sound

Compare Canadian Mortgage Rates In Parry Sound

November 17, 2020by

Secure the best mortgage rate in Hamilton and the Niagara Region by contacting a...

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Mortgage In Guelph, Compare Canadian Mortgage Rates In Guelph

Compare Canadian Mortgage Rates In Guelph

November 17, 2020by

If you are looking for a mortgage in Guelph, your Verico Sunlite Mortgage agent...

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first time home buyers

Compare Canadian Mortgage Rates In London

November 17, 2020by

If you are looking for a mortgage in London, your Verico Sunlite Mortgage agent...

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first time home buyers

Compare Canadian Mortgage Rates In Oshawa

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If you are looking for a mortgage in North, your Verico Sunlite Mortgage agent...

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first time home buyers

Refinancing your mortgage in Muskoka (Parry Sound)

November 17, 2020by

The two main reason you would refinance their mortgage is either to lower your...

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first time home buyers

First-Time Home Buyer Incentive

November 17, 2020by

First-Time Home Buyer IncentiveThe First-Time Home Buyer Incentive (the Incentive) helps qualified first-time homebuyers...

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Mortgage Application Form

Step By Step Guide To Getting A Mortgage Approval

November 17, 2020by

Step By Step Guide To Getting A Mortgage ApprovalRegardless of your financial situation, every...

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We are Here to Help You

Our Mission is to provide great service and the lowest mortgage rates

Apply For Loan

Looking to buy a home or Refinance a Mortgage? Get your Mortgage Pre-approval today.

Get Appointment

Call us at

(647) 361-8443

info@sunlitemortgage.com

Contact us

Talk to Advisor

Need to loan advise? Get a Free Mortgage Consultation

Meet The Advisor
During these times of uncertainty with the plandemic I couldn't see my way, my mortgage payments were beginning to get ahead of me and when I came into arrears with my payments I felt hopeless. I didn't want to sell my home and wanted to see if there were other options to consider that I may not be aware of. Then I was referred to Verico Sunlite Mortgage Brokers by a family member and Devon and his team took the time to review my application with me over the phone and explained my options so I can make a more informed decision. They made me realize there are still people out there that care for you and your finances. Thank you for your services and helping me to plan towards my financial security. Don't feel hopeless anymore, just call or submit an application online and see what can be done.
Ms. Kandice K*A*S*H
Ms. Kandice K*A*S*H
16:45 11 Apr 21
If you are looking for an experienced, detail-oriented and ethical mortgage brokerage where your mortgage needs will be tailored to your specific circumstances then Snnlite Mortgage is the best choice for you!
Didy Zofoa
Didy Zofoa
21:18 24 Mar 21
Devon and his team have been wonderful in helping us find a mortgage. As a first time home buyer the process can be very confusing but Devon put us as ease and explained the entire process. He is very knowledgeable and professional. I would highly recommend Devon and the Sunlite Mortgage team for all your mortgage needs.
Michela Foster
Michela Foster
17:32 22 Mar 21
Exceptional training and professional development provided. Great place to work. I would recommend Sunlite Mortgage to new agents and to customers. Sunlite Mortgage provides great customer service with many years of experience. Providing amazing rates from different lenders for all needs.
Denys Pizarro
Denys Pizarro
16:47 21 Mar 21
I worked with Devon from Sunlite Mortgage to get mortgage for my new home purchase. He was very kind and helpful. Even though we had a very short time to closing date and they managed to get the job done before the closing date. Thanks a lot.
M Emre Eksi
M Emre Eksi
14:47 19 Mar 21
It would be unfair, if I didn’t disclose how I benefited from the course “Completing the Application” offered by Devon Jones. It was very informative and it equipped me with the nitty-gritty of analyzing a mortgage in detail. Power point presentations put online were organized and case study at the end of each sessions gave the feeling that we are handling a real scenario. Learned the hook and nook about processing applications and it boosted my confidence overall. Anyone with any background can get expertise with those sessions. Amazing teachings and looking forward for further mind blowing sessions in future. Also I would like to appreciate Devon’s patience to clear all of the queries raised during the discussion. His experience, knowledge, professionalism is definitely an asset to Sunlite and Mortgage Agents associated with it.I would definitely recommend Sunlite Mortgage led by Devon to a new Mortgage Agent.Recent training on live Filogix files by Devon Jones is skyrocketing our learning curve. I really appreciate your patience to clarify our doubts during the sessions. Your knowledge and experience earned over a decade moulding us to become best professionals with ethics and it is definitely going to benefit our clients. Keep rocking Devon.
Priyanka Sugathan
Priyanka Sugathan
14:50 22 Sep 20
Training and Education that are cream of the crop. As a broker Devon Jones is willing to put as much time and dedication as may be required. His desire to promote and educate his Agents is truly amazing and appreciated. The sky is the limit. Highly recommended.
Daniel Mendoza
Daniel Mendoza
21:37 18 Sep 20
I was very impressed with the quality of the presentation. Everything was put forth in an easy to understand manner. Questions were answered with clarity. Great Job.
Dan Moogie
Dan Moogie
19:19 18 Sep 20
Getting training from Devon is a great experience, he provides the knowledge and shares his experiences in order for the agents to provide their clients with a good experience. Sunlite Mortgage is a leading brokerage for agents and clients.
Jathusen Saththian
Jathusen Saththian
00:26 18 Sep 20
Excellent training.For those that are new to the industry, the training you need is exactly what you will get here. Even for the more experienced agent, you will receive the advanced tools needed to excel in the mortgage business. Overall, it has been an awesome experience. I would recommend this business to anyone.
Joel Davis
Joel Davis
12:42 17 Sep 20
Working with principal broker Devon is great, he has a lot of experience and knowledge and he's more than willing to share it with all his agents. A great place to start your career as a new mortgage Agent.
Sebastien Paradis
Sebastien Paradis
19:22 16 Sep 20
I want to send my sincere gratitude to Devon for his classes. They are rich in content, along with his great wealth of experience as a mortgage expert. I really expect to learn more from him in the near future!
Hao Yin
Hao Yin
18:47 16 Sep 20
As a mortgage agent, everything about my experience with this company has been great. They are very friendly and welcoming. They offer training in every aspect of brokering mortgages and answer to any questions you may have. They are attentive and follow up with every inquiry. I really hope to work with Sunlite for a long time and further grow as a successful agent and provide nothing but the best options for any client.
Geoffrey Wong
Geoffrey Wong
17:48 16 Sep 20
File training with Devon is very effective. He uses real life complicated scenarios as examples and demonstrates an admirable ability to turn problems into learning opportunities. Devon also has a strong ability to listen to others and provide valuable insight.
Faith Brown
Faith Brown
17:17 16 Sep 20
Chad Rupert
Chad Rupert
12:21 16 Sep 20
Deme Barlas
Deme Barlas
11:31 16 Sep 20
Sunlite Mortgage will get you the best rate in the market...
Balan Jeya
Balan Jeya
17:07 13 Aug 20
Great place to work. Always learn a lot from Devon and his great experience in the industry. His availability is second to no one. I text him he will text back. No matter what time I call him he will answer. Weekly training is will designed and will benefit anyone looking to get into the mortgage industry
Jason Ramnauth
Jason Ramnauth
18:22 01 Jul 20
StasKharkov
StasKharkov
16:55 23 May 20
Very professional approach to business. Weekly trainings. Supports in any situation and with any question and at any time. I am very pleased with the work with Devon!
Stanislav Pantelieiev
Stanislav Pantelieiev
16:54 23 May 20
I am so pleased to be working at Sunlite Mortgage. Principal Broker Devon Jones is so knowledgeable and has strong leadership skills. The world- class training provides me and the other agents with the skills to thrive, which gives our clients a great experience. Sunlite Mortgage is truly a leading brokerage for new Agents and clients.
Aaron Anderson
Aaron Anderson
20:42 21 May 20
Devon is very knowledgeable in his presentation of the training we have gone through so far. All or training are virtual and is in the evenings which is ideal for people who are working during the day.His response time for helping on a file is great and he is always available to have a conference call with clients especially if you are a newer agent.
Solita Takacs
Solita Takacs
14:49 21 May 20
Feel lucky that I made the right decision to work with Devon in Sunlite Mortgage. We have training every week (1-3 times /week) and it is very helpful. And I can get support from Devon very quickly when I need help. Really recommend everyone to join Sunlite Mortgage.
Lidan Zhang
Lidan Zhang
22:33 20 May 20
Principal Broker Devon is always there when needed. Training is provided 2 times a week, which is really helpful. Our principle broker goes over and beyond for new agents to understand the business and it's services. The influence and knowledge provided in the training can easily transition into your own deals and how a agent deals with his/her own clients.Sunlite Mortgage is a great mortgage company to work at and I would recommend all new, seasonal and experience mortage agent to join our team of helping clients reach their goals through mortgage.
Jehvaughn Cente
Jehvaughn Cente
18:47 19 May 20
Our Mortgage renewal was coming and my wife and I were looking to work with a mortgage broker to give us advice on how to reduce or mortgage payments and pay off our mortgage faster.We had gotten our mortgage renewal notice from out bank and we were just looking to see if there was anything better out there.After reviewing a few mortgage brokers we decided to go with Devon Jones, Mortgage Broker with Verico Sunlite Mortgage.Devon was a good communicator and educator and he spent time explaining our options. We learned a lot about the mortgage process and he suggested we stayed with the same mortgage lender.He was able to negotiate a lower mortgage rate than what they were offering.I would definitely recommend him!
Andre Harrison
Andre Harrison
01:22 08 Jan 20
Devon Jones at Sunlite Mortgage has been our mortgage broker when we were first time home buyers and we got our very first mortgage. He had guided us along the way through renewals and mortgage refinances. I would definitely recommend him.
Lawnie Raymond
Lawnie Raymond
23:57 18 Nov 19
Every time we use Devon Jones at Sunlite Mortgage we learn something new. He provides us information about the different mortgage options before we make a decision on what’s best for us. He is also a great mortgage advocate as he always gets us the lowest mortgage rate. Over 12 years of service excellence from Devon Jones.
Lee Raymond
Lee Raymond
15:33 17 Nov 19
Sunlite Mortgage is a good place to get a mortgage.
Kimberley Belanger
Kimberley Belanger
19:47 06 Nov 19
We have know Devon Jones over 6yrs now and he goes over and beyond his clients needs. I recommend him for all your financial needs
Ross Lauriola
Ross Lauriola
01:07 24 Oct 19
Devon was super helpful getting us our first mortgage, he was very informative, responsive, answered any questions we had, and made sure he was able to help us out! Totally recommend his services!!
M Gibbs
M Gibbs
19:29 22 Oct 19
This is our third mortgage financing experience working with Devon Jones at Sunlite Mortgage.We were looking to sell our Townhouse and buy another house just before the stress test was implemented but decided to wait due to the uncertainty of the housing market. During our recess he was informative and was prompt to return my calls and queries.When we finally decided to buy a home, the process was long as we wanted to buy but prices were too high for properties that were on the market. After almost 2 years we ended up buying a home that would need some renovation. The sellers gave us 2 days for financing, and he made sure that our financing was in order within two days.About two weeks later we sold our house and decided that we wanted to close a month after the closing of the house we purchased and would then require bridge financing as we would need money to close the purchase and get us a renovation loan. The mortgage company he got us approved did not offer bridge financing, so he succeeded to an approval with another lender. Even though it’s usually the bank to ensure the success of the deal with bridge finance, he stepped in to make sure we would close on time.He was there with us every step of the way, explaining in detail all the options on our mortgage commitment (what benefited us and what benefited the lender). He was truly remarkable in assuring, guiding, counselling and keeping us informed every step of the way and made the whole mortgage financing transaction so much easier than I thought.I think that especially if you are a first-time home buyer you will need an experienced mortgage broker like Devon Jones working on your mortgage.
Tamara B.
Tamara B.
01:24 16 Sep 19
Devon was our first mortgage broker and I was impressed by the great detail and prompt responses that he gave us, no matter if it was a weekend or evening time. He's given us useful advice without seeking to make extra $$$ by selling insurances and above all, he took the time needed to explain in plain language what we were signing up for. So, my husband and I, we totally recommend his services!
Mary Alvarez
Mary Alvarez
20:02 17 May 19
Devon Jones at Sunlite Mortgage is a very experience mortgage broker that will utilize all his mortgage resource to get you the best mortgage base on your current situation.
Steve Bryan
Steve Bryan
19:18 01 May 19
Great service! Helpful and always has solutions to any problems. We completely took Devon’s advice and relied on his advice and we succeeded. A big Thank you !
Tammy Ferret
Tammy Ferret
19:05 04 Mar 19
A+ Have dealt with Devon on a professional basis and find him to be a great mortgage broker. Detailed, professional and very accessible.
Allan M
Allan M
21:51 16 Jan 19
We were looking for some money to renovate our basement and didn't want to refinance or get a second mortgage because of the cost. Devon Jones was able to get us an unsecured loan in three days with no appraisal done at a very low rate. Lower than all the other places that was advertising unsecured loans.
Clive Ramdeen
Clive Ramdeen
02:06 12 Sep 18
With the new mortgage rules we weren't able to refinance our mortgage so we turned to devon Jones at Sunlite Mortgage to help us get a second mortgage. The concept and the process was new to us but with his counseling and guidance we got comfortable and more receptive to what seem to be the new order because of the new mortgage regulations.
Fran N
Fran N
01:51 12 Sep 18
When I found Devon Jones it was hard to believe that someone could help me. I wanted so much money and other brokers couldn't help. He was able to help and now I am happy. Thank you D
BeHung Ho
BeHung Ho
01:38 12 Sep 18
I have been working with devon since 2004 when we bought our first house. He has always been there to get me a mortgage no matter what my situation is.
Heather M
Heather M
17:23 09 Sep 18
I am a truck driver making a decent living and after I sold my house and went to my bank for a mortgage they declined my application. Devon Jones at Sunlite Mortgage was able to get me a mortgage with no problem and at a very low interest rate. You should talk to him before you go to your bank and waste time.
L Hull
L Hull
16:54 09 Sep 18
When we bought our first house 15 years ago Devon was the agent we worked with and we are still using him. We trust his guidance and commitment to us and you should too for your next mortgage.
Heather Mills
Heather Mills
16:11 29 Jul 18
Working with Devon was very easy. He made a stressful situation less stressful and he was able to explain things so that I could easily understand the process. I would definitely recommend him.
Lyndon Hull
Lyndon Hull
15:57 29 Jul 18
We would recommend Sunlite Mortgage because of the wonderful service and their prompt responses.
Jan C
Jan C
09:38 27 Sep 17
We were looking for a quick results and competent service by an experienced mortgage broker. Devon was great to work with and went the extra mile to assist us.
U B
U B
09:02 27 Sep 17
Devon was professional, knowledgeable and accessible to answer our many questions as first time home buyers. He was a pleasure to work with and got us the absolute best mortgage possible. We are so grateful!!
Shari Williamson
Shari Williamson
12:52 17 Apr 17
Corina Ketszem
Corina Ketszem
12:17 28 Feb 17
AVINASH KUMAR Giri
AVINASH KUMAR Giri
00:11 25 Jan 21