Current Mortgage Rate

Current Mortgage Rates

Our mortgage rates are always competitive and subject to change without notice. From time to time during the process of getting a mortgage pre-approval, our clients get the lowest mortgage rate. This is due to ongoing rate promotions from our mortgage lenders.

We pride ourselves on making sure that you get the best possible rate available to you.

For all high ratio mortgages regardless of the term, the qualifying interest rate is the greater of the Bank of Canada qualifying rate.

Contact a Sunlite Mortgage agent to help you find the best mortgage for you!

Terms Bank Rates Our Rates
1 Year 2.04% 1.84%
2 Year 1.94% 1.54%
3 Year 1.92% 1.54%
4 Year 2.09% 1.64%
5 Year 1.74% 1.69%
7 Year 2.39% 1.99%
10 Year 2.74% 2.54%
Variable Rate 1.45% 1.35%
Prime Rate 2.45% 2.45%
Line of Credit 2.95% 2.95%


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