Home Buyers Guide

How to Make an Offer on a House

Deciding How Much to Offer

Finding the right home to buy is a significant milestone. With pre-approval in hand now it’s time to make an offer. Whether you are a first-time home buyer, purchasing your second home, new to Canada, or a self-employed borrower facing challenges in getting finance, a Sunlite Mortgage Agent has the expertise to get a mortgage approval through one of our many lenders.

The Quest for Your Dream Home: What to Consider

1. Location, Location, Location: The first step in finding the right home is determining the ideal location for your lifestyle and needs. Consider proximity to work, schools, amenities, transportation, and community features.

2. Define Your Homebuying Criteria: Create a list of “must-haves” and “nice-to-haves” for your new home. This will help narrow your options and focus on properties that align with your preferences and budget.

3. Affordability and Budget: Understand your financial capacity and establish a realistic budget for your home purchase. Partnering with Sunlite Mortgage, our mortgage agents will assist you in determining a suitable mortgage plan that aligns with your budget and financial goals.

4. Seek Professional Guidance: A reliable real estate agent is invaluable in your homebuying journey. Choose a reputable agent with in-depth local market knowledge and a track record of successful transactions. Their expertise will simplify the process and ensure you find the right home.

5. Explore Property Listings: With the help of your real estate agent, explore property listings that match your criteria. Sunlite Mortgage works closely with realtors, ensuring seamless collaboration to provide you with a wide range of options.

6. Conduct Thorough Home Inspections: Conduct thorough inspections to assess the property’s condition before making an offer. Professional reviews can reveal potential issues and help you make an informed decision.

7. Evaluate Neighborhood Amenities: Research the neighborhood amenities, such as schools, parks, shopping centers, and medical facilities. A desirable neighborhood adds significant value to your quality of life and property investment.

8. Future Considerations: Think long-term and consider how the property will suit y